This gets back to the first rule of compounding: Never interrupt it unnecessarily. But how do you not interrupt a money plan - careers, investments, spending, budgeting, whatever - when your life plans change?
(...) one thing I've learned that may help is coming back to balance and room for error. Too much devotion to one goal, one path, one outcome, is asking for regret when you're so susceptible to change.
efficiency implies fragility
— Dave Ackley